npx skills add https://github.com/wshobson/agents --skill stripe-integrationHow Stripe Integration fits into a Paperclip company.
Stripe Integration drops into any Paperclip agent that handles this kind of work. Assign it to a specialist inside a pre-configured PaperclipOrg company and the skill becomes available on every heartbeat — no prompt engineering, no tool wiring.
Pre-configured AI company — 20 agents, 9 skills, one-time purchase.
SKILL.md492 linesExpandCollapse
---name: stripe-integrationdescription: Implement Stripe payment processing for robust, PCI-compliant payment flows including checkout, subscriptions, and webhooks. Use when integrating Stripe payments, building subscription systems, or implementing secure checkout flows.--- # Stripe Integration Master Stripe payment processing integration for robust, PCI-compliant payment flows including checkout, subscriptions, webhooks, and refunds. ## When to Use This Skill - Implementing payment processing in web/mobile applications- Setting up subscription billing systems- Handling one-time payments and recurring charges- Processing refunds and disputes- Managing customer payment methods- Implementing SCA (Strong Customer Authentication) for European payments- Building marketplace payment flows with Stripe Connect ## Core Concepts ### 1. Payment Flows **Checkout Sessions** - Recommended for most integrations- Supports all UI paths: - Stripe-hosted checkout page - Embedded checkout form - Custom UI with Elements (Payment Element, Express Checkout Element) using `ui_mode='custom'`- Provides built-in checkout capabilities (line items, discounts, tax, shipping, address collection, saved payment methods, and checkout lifecycle events)- Lower integration and maintenance burden than Payment Intents **Payment Intents (Bespoke control)** - You calculate the final amount with taxes, discounts, subscriptions, and currency conversion yourself.- More complex implementation and long-term maintenance burden- Requires Stripe.js for PCI compliance **Setup Intents (Save Payment Methods)** - Collect payment method without charging- Used for subscriptions and future payments- Requires customer confirmation ### 2. Webhooks **Critical Events:** - `payment_intent.succeeded`: Payment completed- `payment_intent.payment_failed`: Payment failed- `customer.subscription.updated`: Subscription changed- `customer.subscription.deleted`: Subscription canceled- `charge.refunded`: Refund processed- `invoice.payment_succeeded`: Subscription payment successful ### 3. Subscriptions **Components:** - **Product**: What you're selling- **Price**: How much and how often- **Subscription**: Customer's recurring payment- **Invoice**: Generated for each billing cycle ### 4. Customer Management - Create and manage customer records- Store multiple payment methods- Track customer metadata- Manage billing details ## Quick Start ```pythonimport stripe stripe.api_key = "sk_test_..." # Create a checkout sessionsession = stripe.checkout.Session.create( line_items=[{ 'price_data': { 'currency': 'usd', 'product_data': { 'name': 'Premium Subscription', }, 'unit_amount': 2000, # $20.00 'recurring': { 'interval': 'month', }, }, 'quantity': 1, }], mode='subscription', success_url='https://yourdomain.com/success?session_id={CHECKOUT_SESSION_ID}', cancel_url='https://yourdomain.com/cancel') # Redirect user to session.urlprint(session.url)``` ## Payment Implementation Patterns ### Pattern 1: One-Time Payment (Hosted Checkout) ```pythondef create_checkout_session(amount, currency='usd'): """Create a one-time payment checkout session.""" try: session = stripe.checkout.Session.create( line_items=[{ 'price_data': { 'currency': currency, 'product_data': { 'name': 'Blue T-shirt', 'images': ['https://example.com/product.jpg'], }, 'unit_amount': amount, # Amount in cents }, 'quantity': 1, }], mode='payment', success_url='https://yourdomain.com/success?session_id={CHECKOUT_SESSION_ID}', cancel_url='https://yourdomain.com/cancel', metadata={ 'order_id': 'order_123', 'user_id': 'user_456' } ) return session except stripe.error.StripeError as e: # Handle error print(f"Stripe error: {e.user_message}") raise``` ### Pattern 2: Elements with Checkout Sessions ```pythondef create_checkout_session_for_elements(amount, currency='usd'): """Create a checkout session configured for Payment Element.""" session = stripe.checkout.Session.create( mode='payment', ui_mode='custom', line_items=[{ 'price_data': { 'currency': currency, 'product_data': {'name': 'Blue T-shirt'}, 'unit_amount': amount, }, 'quantity': 1, }], return_url='https://yourdomain.com/complete?session_id={CHECKOUT_SESSION_ID}' ) return session.client_secret # Send to frontend``` ```javascriptconst stripe = Stripe("pk_test_...");const appearance = { theme: "stripe" }; const checkout = stripe.initCheckout({ clientSecret, elementsOptions: { appearance },});const loadActionsResult = await checkout.loadActions(); if (loadActionsResult.type === "success") { const { actions } = loadActionsResult; const session = actions.getSession(); const button = document.getElementById("pay-button"); const checkoutContainer = document.getElementById("checkout-container"); const emailInput = document.getElementById("email"); const emailErrors = document.getElementById("email-errors"); const errors = document.getElementById("confirm-errors"); // Display a formatted string representing the total amount checkoutContainer.append(`Total: ${session.total.total.amount}`); // Mount Payment Element const paymentElement = checkout.createPaymentElement(); paymentElement.mount("#payment-element"); // Store email for submission emailInput.addEventListener("blur", () => { actions.updateEmail(emailInput.value).then((result) => { if (result.error) emailErrors.textContent = result.error.message; }); }); // Handle form submission button.addEventListener("click", () => { actions.confirm().then((result) => { if (result.type === "error") errors.textContent = result.error.message; }); });}``` ### Pattern 3: Elements with Payment Intents Pattern 2 (Elements with Checkout Sessions) is Stripe's recommended approach, but you can also use Payment Intents as an alternative. ```pythondef create_payment_intent(amount, currency='usd', customer_id=None): """Create a payment intent for bespoke checkout UI with Payment Element.""" intent = stripe.PaymentIntent.create( amount=amount, currency=currency, customer=customer_id, automatic_payment_methods={ 'enabled': True, }, metadata={ 'integration_check': 'accept_a_payment' } ) return intent.client_secret # Send to frontend``` ```javascript// Mount Payment Element and confirm via Payment Intentsconst stripe = Stripe("pk_test_...");const appearance = { theme: "stripe" };const elements = stripe.elements({ appearance, clientSecret }); const paymentElement = elements.create("payment");paymentElement.mount("#payment-element"); document.getElementById("pay-button").addEventListener("click", async () => { const { error } = await stripe.confirmPayment({ elements, confirmParams: { return_url: "https://yourdomain.com/complete", }, }); if (error) { document.getElementById("errors").textContent = error.message; }});``` ### Pattern 4: Subscription Creation ```pythondef create_subscription(customer_id, price_id): """Create a subscription for a customer.""" try: subscription = stripe.Subscription.create( customer=customer_id, items=[{'price': price_id}], payment_behavior='default_incomplete', payment_settings={'save_default_payment_method': 'on_subscription'}, expand=['latest_invoice.payment_intent'], ) return { 'subscription_id': subscription.id, 'client_secret': subscription.latest_invoice.payment_intent.client_secret } except stripe.error.StripeError as e: print(f"Subscription creation failed: {e}") raise``` ### Pattern 5: Customer Portal ```pythondef create_customer_portal_session(customer_id): """Create a portal session for customers to manage subscriptions.""" session = stripe.billing_portal.Session.create( customer=customer_id, return_url='https://yourdomain.com/account', ) return session.url # Redirect customer here``` ## Webhook Handling ### Secure Webhook Endpoint ```pythonfrom flask import Flask, requestimport stripe app = Flask(__name__) endpoint_secret = 'whsec_...' @app.route('/webhook', methods=['POST'])def webhook(): payload = request.data sig_header = request.headers.get('Stripe-Signature') try: event = stripe.Webhook.construct_event( payload, sig_header, endpoint_secret ) except ValueError: # Invalid payload return 'Invalid payload', 400 except stripe.error.SignatureVerificationError: # Invalid signature return 'Invalid signature', 400 # Handle the event if event['type'] == 'payment_intent.succeeded': payment_intent = event['data']['object'] handle_successful_payment(payment_intent) elif event['type'] == 'payment_intent.payment_failed': payment_intent = event['data']['object'] handle_failed_payment(payment_intent) elif event['type'] == 'customer.subscription.deleted': subscription = event['data']['object'] handle_subscription_canceled(subscription) return 'Success', 200 def handle_successful_payment(payment_intent): """Process successful payment.""" customer_id = payment_intent.get('customer') amount = payment_intent['amount'] metadata = payment_intent.get('metadata', {}) # Update your database # Send confirmation email # Fulfill order print(f"Payment succeeded: {payment_intent['id']}") def handle_failed_payment(payment_intent): """Handle failed payment.""" error = payment_intent.get('last_payment_error', {}) print(f"Payment failed: {error.get('message')}") # Notify customer # Update order status def handle_subscription_canceled(subscription): """Handle subscription cancellation.""" customer_id = subscription['customer'] # Update user access # Send cancellation email print(f"Subscription canceled: {subscription['id']}")``` ### Webhook Best Practices ```pythonimport hashlibimport hmac def verify_webhook_signature(payload, signature, secret): """Manually verify webhook signature.""" expected_sig = hmac.new( secret.encode('utf-8'), payload, hashlib.sha256 ).hexdigest() return hmac.compare_digest(signature, expected_sig) def handle_webhook_idempotently(event_id, handler): """Ensure webhook is processed exactly once.""" # Check if event already processed if is_event_processed(event_id): return # Process event try: handler() mark_event_processed(event_id) except Exception as e: log_error(e) # Stripe will retry failed webhooks raise``` ## Customer Management ```pythondef create_customer(email, name, payment_method_id=None): """Create a Stripe customer.""" customer = stripe.Customer.create( email=email, name=name, payment_method=payment_method_id, invoice_settings={ 'default_payment_method': payment_method_id } if payment_method_id else None, metadata={ 'user_id': '12345' } ) return customer def attach_payment_method(customer_id, payment_method_id): """Attach a payment method to a customer.""" stripe.PaymentMethod.attach( payment_method_id, customer=customer_id ) # Set as default stripe.Customer.modify( customer_id, invoice_settings={ 'default_payment_method': payment_method_id } ) def list_customer_payment_methods(customer_id): """List all payment methods for a customer.""" payment_methods = stripe.PaymentMethod.list( customer=customer_id, type='card' ) return payment_methods.data``` ## Refund Handling ```pythondef create_refund(payment_intent_id, amount=None, reason=None): """Create a refund.""" refund_params = { 'payment_intent': payment_intent_id } if amount: refund_params['amount'] = amount # Partial refund if reason: refund_params['reason'] = reason # 'duplicate', 'fraudulent', 'requested_by_customer' refund = stripe.Refund.create(**refund_params) return refund def handle_dispute(charge_id, evidence): """Update dispute with evidence.""" stripe.Dispute.modify( charge_id, evidence={ 'customer_name': evidence.get('customer_name'), 'customer_email_address': evidence.get('customer_email'), 'shipping_documentation': evidence.get('shipping_proof'), 'customer_communication': evidence.get('communication'), } )``` ## Testing ```python# Use test mode keysstripe.api_key = "sk_test_..." # Test card numbersTEST_CARDS = { 'success': '4242424242424242', 'declined': '4000000000000002', '3d_secure': '4000002500003155', 'insufficient_funds': '4000000000009995'} def test_payment_flow(): """Test complete payment flow.""" # Create test customer customer = stripe.Customer.create( email="test@example.com" ) # Create payment intent intent = stripe.PaymentIntent.create( amount=1000, automatic_payment_methods={ 'enabled': True }, currency='usd', customer=customer.id ) # 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