Fiat

1---2name: fiat3description: Query Binance fiat payment capabilities — supported countries, currencies, payment methods, limits, and crypto prices — via public APIs, plus authenticated order/payment history lookup. Use whenever users ask about buying or selling crypto with fiat, depositing or withdrawing fiat, fiat-crypto exchange rates, payment options in a specific country, or their fiat order history — even if they don't explicitly mention Binance APIs.4metadata:5  version: 1.1.06  author: Binance7license: MIT8---9 10# Binance Fiat Skill11 12Query Binance fiat payment capabilities, available payment methods, pricing, and supported currencies/countries using **public APIs** (no authentication required). For order and payment history, see [Authenticated Endpoints](./references/sapi-endpoints.md).13 14## Base URL15 16```17https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent18```19 20## Available APIs21 22### 1. get_capabilities23 24Query supported fiat currencies, cryptos, and business types for a country.25 26```bash27curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-capabilities?country={COUNTRY_CODE}"28```29 30Optional: `businessType` (BUY, SELL, DEPOSIT, WITHDRAW) to filter.31 32**Response:** `data.supportedBusinessTypes`, `data.fiatCurrencies[]` (with `code`, `name`, `supportedBusinessTypes`), `data.cryptoCurrencies[]`33 34### 2. get_buy_and_sell_payment_methods35 36```bash37curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-buy-and-sell-payment-methods?businessType={BUY|SELL}&fiatCurrency={FIAT}&cryptoCurrency={CRYPTO}&country={COUNTRY_CODE}"38```39 40All 4 parameters required.41 42**Response:** `data.paymentMethods[]` and `data.p2pPaymentMethods[]`, each with `code`, `paymentMethodName`, `fiatMinLimit`, `fiatMaxLimit`, `cryptoMinLimit`, `cryptoMaxLimit`, `quotation`, `suspended`43 44### 3. get_deposit_and_withdraw_payment_methods45 46```bash47curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-deposit-and-withdraw-payment-methods?businessType={DEPOSIT|WITHDRAW}&fiatCurrency={FIAT}&country={COUNTRY_CODE}"48```49 50All 3 parameters required. No `cryptoCurrency`, no `quotation`, no P2P methods.51 52**Response:** `data.paymentMethods[]` with `code`, `paymentMethodName`, `fiatMinLimit`, `fiatMaxLimit`, `suspended`53 54### 4. get_price55 56```bash57curl "https://www.binance.com/bapi/fiat/v1/public/fiatpayment/agent/get-price?fiatCurrency={FIAT}&cryptoCurrency={CRYPTO}&country={COUNTRY_CODE}"58```59 60Optional: `businessType` (BUY or SELL, defaults to BUY).61 62**Response:** `data.bestPrice` — indicative reference price, may differ from execution price63 64## Recommended Workflow65 661. **`get_capabilities`** first — confirms what's supported before making other calls672. **Payment methods API** — BUY/SELL → `get_buy_and_sell_payment_methods`; DEPOSIT/WITHDRAW → `get_deposit_and_withdraw_payment_methods`683. **`get_price`** — add if the user wants exchange rate info69 70Skip step 1 for simple price queries (e.g., "What's BTC in USD?").71 72## Calling APIs73 74Use `WebFetch` or `Bash` (curl). All responses follow:75 76```json77{ "code": "000000", "message": null, "data": { ... }, "success": true }78```79 80`code: "000000"` = success; otherwise check `message`.81 82## Action Links83 84After presenting API results, always include a relevant action link so the user can proceed directly on Binance. Build the URL dynamically based on the fiat currency, crypto currency, and business type from the conversation context.85 86### URL Templates87 88| Business Type | URL Template | Example |89|---|---|---|90| BUY | `https://www.binance.com/en/crypto/buy/{FIAT}/{CRYPTO}` | [Buy BTC with USD](https://www.binance.com/en/crypto/buy/USD/BTC) |91| SELL | `https://www.binance.com/en/crypto/sell/{FIAT}/{CRYPTO}` | [Sell BTC for USD](https://www.binance.com/en/crypto/sell/USD/BTC) |92| DEPOSIT | `https://www.binance.com/en/fiat/deposit/{FIAT}` | [Deposit USD](https://www.binance.com/en/fiat/deposit/USD) |93| WITHDRAW | `https://www.binance.com/en/fiat/withdraw/{FIAT}` | [Withdraw USD](https://www.binance.com/en/fiat/withdraw/USD) |94 95### Language-aware URL96 97Replace the `/en/` locale segment to match the user's language. Supported locales:98 99```100en, zh-CN, zh-TC, ru, es, es-LA, fr, vi, en-TR, it, pl, id, uk-UA, ar,101en-AU, pt-BR, en-IN, en-NG, ro, bg, cs, lv, sv, pt, es-MX, el, sk, sl,102es-AR, fr-AF, en-KZ, en-ZA, en-NZ, en-BH, ar-BH, ru-UA, de, kk-KZ,103ru-KZ, ja, da-DK, en-AE, en-JP, hu, lo-LA, si-LK, az-AZ, uz-UZ, pt-AO104```105 106Common mapping examples:107 108| User language | Locale | Example URL |109|---|---|---|110| English | `en` | `https://www.binance.com/en/crypto/buy/USD/BTC` |111| 简体中文 | `zh-CN` | `https://www.binance.com/zh-CN/crypto/buy/CNY/BTC` |112| Português (BR) | `pt-BR` | `https://www.binance.com/pt-BR/crypto/buy/BRL/BTC` |113| Türkçe | `en-TR` | `https://www.binance.com/en-TR/crypto/buy/TRY/BTC` |114 115For regional English variants (en-AU, en-IN, en-NG, en-AE, en-NZ, etc.), use the specific regional locale rather than plain `en` — this ensures the user sees region-appropriate content.116 117Default to `en` if the user's language is unclear.118 119Always include at least one action link when the conversation involves a specific fiat/crypto pair or business type. For general questions, include all relevant links from `get_capabilities`. Format as a call-to-action, e.g.: "Ready to buy? [Buy BTC with USD on Binance](https://www.binance.com/en/crypto/buy/USD/BTC)"120 121## Presenting Results122 123- Table format for payment methods (names, limits, pricing); flag suspended methods124- Note that prices are indicative/reference prices125- Respond in the user's language126- **Always end with the relevant action link(s)**127 128### Price Sorting and Best Value Logic129 130Price direction depends on the business type — always apply the correct comparison:131 132| Business Type | Better price direction | Rationale |133|---|---|---|134| **BUY** | **Lower price is better** | You pay less fiat per unit of crypto — same fiat buys more crypto |135| **SELL** | **Higher price is better** | You receive more fiat per unit of crypto sold |136 137When summarizing: for BUY highlight the **lowest** `quotation`; for SELL highlight the **highest** `quotation`. Example (BUY USD/BTC): $70,236 beats $74,291 — more BTC per dollar.138 139### Wallet Payment Method (BUY)140 141If the BUY response includes a payment method with `code` containing `WALLET` (case-insensitive), it represents buying crypto using the user's Binance fiat wallet balance.142 143When this occurs, proactively mention:144> "One of the available payment methods is your Binance fiat wallet balance. If your wallet doesn't have sufficient funds, you'll need to deposit fiat first. Would you like me to look up the available deposit methods for you?"145 146If the user confirms, call `get_deposit_and_withdraw_payment_methods` with `businessType=DEPOSIT` using the same fiat currency and country, and present the results along with the [Deposit action link](#url-templates).147 148## Order & Payment History (Authenticated)149 150See [`references/sapi-endpoints.md`](./references/sapi-endpoints.md) for authenticated endpoints (order/payment history, deposit/withdraw records). Requires Binance API key and secret.151 152## Country Code Reference153 154Use ISO 3166-1 alpha-2 codes: BR, GB, DE, FR, JP, KR, AU, etc. **Never use `US` as the country parameter** — US users are not supported by Binance fiat payment APIs.155 156### Country Inference Rules157 158Determine the `country` parameter using this priority order:159 1601. **Explicit context** — If the country is already known from the conversation (user stated it, or inferred in a prior turn), reuse it without re-inferring.161 1622. **Fiat currency → country mapping** — Map directly from currency. Examples:163   - `SGD` → `SG`, `BRL` → `BR`, `JPY` → `JP`, `KRW` → `KR`, `AUD` → `AU`, `GBP` → `GB`, `CAD` → `CA`, `INR` → `IN`, `TRY` → `TR`, `MXN` → `MX`, `NGN` → `NG`164   - `EUR` → `FR` (since the user did not specify a country, use `FR` as the default for EUR)165   - `USD` → `SG` (since the user did not specify a country, use `SG` as the default for USD)166 167   > **MANDATORY**: `US` MUST NEVER be used as the country parameter under any circumstances. 168 1693. **Empty results** — If the API returns no payment methods or an unsupported combination, ask: *"No results found for your current settings. Would you like to try a different country? If so, please tell me which country."* Then use the country the user provides.